Terms Of Use

Terms of Use to the access and use of the Verifent Web Sites (collectively, the "Web Site".)

Products and services that are ordered through the Web site are subject to the agreements and terms of service that apply to them whether or not a monetary cost is associated and can be accessed when a Product or service is requested. Further, additional proprietary notices and copyright information may be found on other pages in the Web Site

FCRA Obligations

All users obtaining Information consumer data from Verifent must have a permissible purpose as defined in the FCRA Section 604.

All users of consumer reports must comply with all applicable regulations. Information about applicable regulations currently in effect can be found at the Consumer Financial Protection Bureau’s website, www.consumerfinance.gov/learnmore. Click [link to pdf of Notice to Users of Consumer Reports] for a copy of the Bureau’s Notice to Users of Consumer Reports

Pursuant to the federal Fair Credit Reporting Act ("FCRA") section 615 and Equal Credit Opportunity Act ("ECOA") section 1002.9, users obtaining Information from Verifent must provide the consumer (such as an applicant employee) with an Adverse Action Notice when taking adverse action against a consumer as a result of the Information.

Warranty

Verifent does not warrant the completeness, timeliness or accuracy of any of the data and/or programs ("information") available at this web site. To the fullest extent permitted by law, the information is provided "as is" without warranty of any kind, express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, title, or non-infringement.

Disclaimer

In no event will Verifent or its affiliates be liable to any party for any direct, indirect, special, or other consequential damages for any use of or reliance upon the information found at this web site, or on any other linked web site, including, without limitation, lost profits, business interruption, loss of programs or other data, even if Verifent is expressly advised of the possibility of such damages.

Confidentiality

Comments and suggestions sent or transmitted to Verifent (collectively "Feedback"), shall be deemed to be non-confidential. Subject to the conditions described on the privacy page of this Web Site, Verifent shall have no obligation of any kind with respect to such Feedback and shall be free to use and distribute the Feedback to others without limitation, including, but not limited to, developing and marketing products incorporating such Feedback.

Intellectual Property Rights

This Web Site contains many of the valuable trademarks, service marks, names, titles, logos, images, designs, copyrights and other proprietary materials owned, registered and used by Verifent and its affiliated companies, including but not limited to, the registered mark "Verifent"; any unauthorized use of same is strictly prohibited and all rights in same are reserved by Verifent and its affiliated companies. Other products, services and company names mentioned in the Site may be the trademarks of their respective owners.

Link Policy

You are granted a limited, non-exclusive right to create a hypertext link to this Web Site at http://www.verifent.com/; provided such link does not portray Verifent and/or its affiliates or any of their respective products and services in a false, misleading, derogatory or otherwise defamatory manner. This limited right may be revoked at any time. You may not use, frame or utilize framing techniques to enclose any Verifent trademark, logo, or other proprietary information, including the images found at this Web Site, the content of any text or the layout/design of any page, or form contained on a page without Verifent's express written consent. Except as noted above, you are not conveyed any right or license by implication, estoppel, or otherwise in or under any patent, trademark, copyright, or proprietary right of Verifent or any third party.

Resale of Information

Resellers of information obtained from Verifent must comply with all terms and conditions of this agreement, including compliance with the FCRA and ECOA.

Non-Verifent Sites

Verifent makes no representations, warranties, or endorsements with respect to any web site which may be accessed from this Web Site. When you access a non-Verifent web site, please understand that Verifent has no control over the content or information at that site. It is your responsibility to protect your system from such items as viruses, worms, Trojan horses, and other items of a destructive nature.